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A well-paying load is important, but long-term profits are built by looking at all areas of your trucking business. Owner-operators can reduce waste and be more efficient by focusing on truck specifications, speed, fuel, and unnecessary purchases. Here’s what you can do you help control waste and focus on keeping more money in your pocket. 1) Watch your specs. Drivers are often tempted to build or spec a chrome-laden rig because it looks “good”, but this ends up costing you more in fuel and maintenance. There is the initial extra expense for the purchase, plus the added cost of using up fuel due to the increased weight as a “show tuck” weighs more than an aerodynamic truck. Not only will it save you money to have a more fuel-efficient truck , but the resale value alone will more than offset the selling price. As much as 22% less horsepower is required to maintain 65 mph in an aerodynamic truck. Every dollar saved goes directly into your pocket. 2) Speed. “Slowing down will increase your miles per gallon significantly, easily putting more money in your wallet,” says Don Neil at ATBS . Owner-operators who reduce their miles per hour below 60 will see increased profits. Over the course of a year, the impact is significant and could exceed $10,000. With drivers being encouraged by other drivers, dispatchers, shippers, and consignees to “drive fast” in order to make a deadline, it makes it difficult at times to want to do the responsible and cost-effective thing and drive at a safe speed. Since the number one reason that puts owner-operators (truck drivers) out of business is high fuel consumption, arriving a few seconds later is worth not stressing your vehicle, costing you more money and reducing your profits. Many drivers believe that if they drive faster, they can drive more miles and therefore make more money. This is a myth because speeds that exceed 60 mph make your fuel economy loss greater than the time saved. When you drive faster you use more horsepower which will always cost you more in fuel . You reduce your fuel economy by one-tenth of a gallon-per-mile for every mile-per-hour you drive over 60. Driving faster will increase tire, engine, and brake wear which in return will increase your maintenance costs, repair bills, and downtime. Engine manufacturers estimate 10-15% higher maintenance costs at 75 mph versus 55 mph. By maintaining a constant legal speed on the highway you will substantially increase your profits and also contribute to a safer driving environment. 3) Fuel Economy. The biggest expense of all the variable costs for an owner-operator is fuel, but it's also the most controllable. Getting your best fuel economy means overcoming four things: air resistance, rolling resistance, gravity, and habits. You can address these and lower your fuel costs with the helpful advice listed below. Use your fleet’s recommended fuel network. This will help the quality and bottom-line cost of fuel. Preventative Maintenance. When done on a regular basis, this can cut your maintenance costs in half. By reducing equipment failures on the road and spending less time in the shop on those repairs, you will save both time and money. It can also lower fuel costs through better miles per gallon by simply checking your tires, filters, cooling system, and clutch. Keep up on your oil changes and also keep a good record of all maintenance on your tuck, as this will be beneficial to you and the resale value of your vehicle. Limit idle time. Reducing your idle time will save you fuel and money, be easier on the environment, reduce engine wear, and decrease maintenance costs. A great accessory that can save you around $80 a week is a remote starter with a temperature sensor that will start your truck at a specified temperature. This would be very beneficial since about a gallon of fuel is used per hour of idle time, and there are some city regulations that prevent trucks from idling for more than 15 minutes at a time. Having an electric blanket for cold weather and window screens for warm weather will help reduce idling time as well. Reduce road resistance. At a minimum of once a week, check the air pressure on your rig's 18 tires and fill them up to the manufacturer's specifications. Even though the trailer tires may belong to your carrier, the added cost of pulling a trailer with underinflated tires is not worth it. Aerodynamics. You use horsepower to overcome all of the forces that are trying to hold back the truck, and you burn fuel to make horsepower. So, a truck that rolls down the road with minimum drag will use less horsepower and consume less fuel. Try to find an aerodynamic efficient truck if you’re in the market, or focus on what you can do to improve your current truck. Snug the van or reefer trailer close to the tractor or use aeroskirts to smooth the airflow. For flatbeds, build your load in the most aerodynamic shape that you can. Consider the following before purchasing a truck: round corners, a sloped hood curved windshield, flush headlights, recessed door hinges and grab handles, an aerodynamic bumper, and under-hood air cleaners. If you already own a truck avoid add-ons such as lights, bug screens, and horns. Also consider cab extenders, tractor side skirts, full roof fairings, and an air dam front bumper. Acceleration. Gradually accelerating instead of “putting the pedal to the metal” is less stress on the mechanics of your equipment. Patience is a must in these situations, especially on steep inclines like mountains and hills. When you accelerate rapidly you may arrive at your destination a minute or so sooner, but the wear on your vehicle's driveline, engine, and tires will end up costing you more. Deceleration. Using the throttle to slow down and coast instead of braking is highly recommended. Much of the fuel you use to get up to speed is wasted when the brakes are applied. Follow at a safe distance to prevent frequent braking. To avoid sudden reactions it is recommended by safety experts to keep a safe distance (around 12 seconds) behind the vehicle in front of you. Look ahead and anticipate changes in traffic to keep your momentum up. 4) Controlling costs on the road. People waste millions of dollars every day on unnecessary purchases. here are some helpful tips: Expenses on the road. To cut costs on purchasing food at truck stops and fast food places you can equip your truck with a refrigerator and microwave. This can save you from $3,000 to $4,000 per year and this will allow you to eat healthier too. You will still receive the per diem tax deductions whether you spend $5 per day or $40 per day. Why wouldn’t you take advantage of spending the lowest amount possible, claim the maximum per diem deduction, and eat healthier at the same time? Entertainment. Consider less expensive entertainment during your downtime. Try renting a movie, playing hand-held games (there are plenty of free game apps for smartphones to download), reading a book, listening to audiobooks, or exercising. By purchasing a gaming system you can spend $20 a month for games instead of $10 a day. Public library books and movies are also a cost-effective form of entertainment. You can deduct a TV and DVD player provided they are also used for business-related purposes. Before every purchase, ask yourself if this is necessary for your business and if you absolutely need it. It’s important to focus on your load, but owner-operators who make continuous TruckSmart adjustments in their business can enjoy long-term profitability. Source: http://www.selectrucks.com/truckingtips/efficientdriving.aspx

It can be challenging figuring out how to stay fit as a truck driver when you’re driving across the country and are in a new place every day. Expanding trucker wellness programs and fitness rooms are becoming a priority for truck stops across the country. While their healthy food choices still have a ways to go, at least there is the option to get a good workout while you are parked for the night. Both TravelCenters of America (TA) and Pilot Travel Centers are adding new gyms to many of their U.S. locations. Other truck stops have trails right outside their door to promote a healthy, active lifestyle for their patrons. TA is currently adding about 40 StayFit gyms. TA’s StayFit fitness rooms are free for any UltraOne rewards program member to use. Drivers simply have to swipe their membership cards for access. TA also offers healthy food options marked with StayFit signage, as well as running trails at select locations. Pilot Flying J (PFJ) is adding 100 fitness centers through a partnership between Snap Fitness and Rolling Strong, an organization that provides truckers with nutritional programs, health screenings, and personalized fitness routines. The first 85 freestanding Snap Fitness gyms opened at select PFJ locations in April and include a variety of exercise equipment, as well as a staff of fitness professionals. Monthly gym dues are $29.95 for truckers, and the fee gives drivers access to all the Snap Fitness Rolling Strong gyms, as well as the 1,300 Snap Fitness clubs worldwide. Want the privacy of your own gym while at the truck stop? The Freightliner In-Cab Training (FIT) System is another option for truckers to get a good workout. The FIT System can give you a full body workout in your cab, using weighted resistance bands. www.rollingstrong.com .

Many people struggle with their weight and maintaining good health. From fad diets to crazy exercise plans – there seems to be a new miracle program every day. Americans spend millions of dollars each year on “fixing” their weight and health, but in reality the steps towards success are much simpler than you may expect. Here are the top 7 tips to reaching your long-term health and weight loss goals. 1) Stop comparing. Health is different for everyone. Some people may have high blood-sugar levels and others may have low iron. Our bodies require different balances to be at their peak level of health. In the same way, our body shapes will always be different. No matter what the “ideal” body shape is at the moment, it’s not necessarily an attainable goal. Focus on what makes you healthy, not how to make your body “ideal” to someone else’s standards. Be sure to consult your healthcare professional to find your own level of health needs, and to how to reach your goals. 2) Learn to cook. Whether it’s by watching YouTube videos, checking out a new cookbook from the library, or switching to the Food Network every now and then – anyone can learn how to cook! It will take some trial and error, but learning how to prepare your own meals is a huge step forward to a healthy diet. Although truck stops have come a long way with healthy food options, there is still a lot of temptation with unhealthy processed foods. Learning to prepare your own meals means you control what ingredients go into your body, which is a fundamental part of weight loss and general health. 3) Move more. Carving just 30 minutes out of your day to go for a walk will go a long way. If you think about it, that’s 23½ hours you aren’t exercising in a day – one teensy little half-hour is definitely manageable! A recent study showed that moderately overweight men who exercised hard enough to sweat for 30 minutes per day, lost an average of 8 pounds over a three-month time span. That’s 32 pounds in a year! 4) It’s not just about the number. Achieving weight loss is not just about seeing the number on the scale drop. It’s also about accepting your successes as well as your failures. Don’t let the little disappointments discourage you! Remind yourself that weight loss is just an added bonus to getting your body healthy. Sometimes when gaining muscle, the number on the scale can go up – but you’re actually losing inches around your waist. Measure your success on how your clothes fit, how you’re sleeping better at night, or how much more alert you are during the day. These are the elements that truly make your life better – not the number on the scale. 5) Find inspiration. Whether it’s by watching a documentary like Fat, Sick, and Nearly Dead , or reading the success stories on Rolling Strong , find other people who have reached their goals. You’ll be reminded that everyone has to start somewhere, and that you’re not alone. You can even go the extra mile by finding an online community to talk with people in similar circumstances that are working towards the same goals. 6) Love yourself. Someone once said, “you will never be truly happy with your success until you learn to love yourself”– right now. This may be one of the most difficult steps on your journey, but learning to love yourself and your body the way it is now (yes, with all the good and the bad) will remind you of how special it is to be you. No matter what your weight, remembering that you’re blessed with everything you already have will make success so much sweeter. 7) Give it time. Any change that truly sticks, such as long-term weight loss, will take time. Making small changes may mean it takes a little longer to reach your goals, but it also means you’re developing good, life-long habits. Down the road these habits will make it even easier to maintain the weight you’ve lost, and all the health you’ve gained along the way. Learning how to apply these tips in your daily life can help get you on the road to a healthier, happier you. Find a health regimen with your healthcare professional that works for you, and learn to accept yourself just as you are. Why not start today?

Owner-operators know that preventative maintenance on their truck pays off in the long run. Industry estimates say PM can cut your breakdown costs in half. Maintaining the health of your truck is important, but taking care of yourself is an invaluable part of being a successful owner-operator. Here are the top three tips on how to use personal maintenance to be healthy — by staying out of the doctor’s office and on the road. Perform a pre-trip check of your refrigerator. Just like you perform a pre-trip check on your truck; always inspect your fridge or your cooler before a trip to make sure you have healthy food packed. Foods like turkey wraps or all-natural peanut butter and whole grain sandwiches are rich in protein and lean in fat. Have healthy meals packed to prevent you from stopping for unhealthy convenient food. Getting stuck in traffic or bad weather is inevitable, so be prepared with extra meals to keep you driving past the drive-thru. Stay hydrated. Your truck stays hydrated with fuel; you constantly have to replenish fuel to keep it running. Your body is composed of approximately 70% water and needs to be hydrated to keep it running. That doesn’t mean drinking a lot of caffeinated liquids. (High doses of caffeine can cause anxiety and irritability, high blood pressure, and increased cholesterol.) If you are tired and think you need caffeine to stay awake, try drinking water first and wait 10-15 minutes to see if it wakes you up as you could just be dehydrated. If you’re still in desperate need of caffeine, try some of the new flavored green teas like Lipton’s berry flavored diet green tea. It has 1/3 of the caffeine a cup of coffee or soda has and still tastes great. Utilize your truck as a piece of workout equipment. You would never skip an oil change if you want the engine to last. A workout is a routine form of maintenance that your body cannot go without if you want it to run longer. It’s true that working out when you’re traveling is not easy. Getting to a gym is not always convenient, especially when you are working long, odd hours. But a terrific piece of workout equipment is always with you. While waiting for a load or unloading, use your truck as a piece of workout equipment. Drivers can build up their cardio by walking around their truck and adding weights or water jugs to increase the intensity. You can also do “push-offs” off the fender to strengthen your arms and core muscles. The steeper the angle between you and the truck, the more weight you add to a push-off. Staying healthy is an essential part of running your business successfully. Steer away from disaster and the doctor’s office by using preventative maintenance to keep your body (and your business) running smoothly. For more information on how to stay healthy on the road, visit Rolling Strong! Image Source: https://www.flickr.com/photos/blair25/

Owner-operators are challenged daily with being a reliable driver and a competent business owner. For new owner-operators, owning your business and the managing the responsibilities that come with the business can be overwhelming. Take a moment to review our strategies for owner-operators to achieve and maintain business success. Being a responsible driver is not a new concept. Safety rules and regulations are always changing and even the seasoned owner-operator needs to stay informed. Here are some essential tips to stay safe and lucrative while on the road: Pre-Trip Inspections Doing this before every trip will make you immediately aware of any potential issues, and will help ensure the safety of your rig and the safety of others on the road. Logbook It’s important to keep your logbooks up to date and in compliance. It’s a DOT requirement that you keep a logbook of your driving. Your receipts and toll fees are used to corroborate your logbook so keep it as accurate as possible. Practice Safe Driving Habits Safe driving habits are essential to the performance of your truck and your business. You should always be aware and willing to stop driving when driving conditions are unsafe due to traffic, weather, etc. Getting enough rest is especially important so you are alert while driving. Choose Loads Wisely Make wise decisions regarding what loads to carry. You know your schedule and your ability better than anyone else. Never take more loads than you can reasonably handle, and always be certain the profit is worth the drive. CSA Compliance Ensure you and your rig are in compliance with all the rules and regulations –federal, state, county, and city. CSA can shut down your business and have your license revoked if you do not meet their safety standards. Find more information on the CSA’s requirements and repercussions here. Personal Health Maintaining personal health is not only beneficial to you, it’s also important for your business. The CSA has a list of physical qualifications you must meet to qualify as a fit driver. You may need to be able to lift and carry on a regular basis for your business. Also, a sickness or injury could put you out of commission for awhile. Therefore, staying healthy and injury-free is an essential aspect of your long-term success. Being organized and financially responsible is imperative for success. This can be a big change for company drivers who did not have to take on the additional responsibilities listed below: Calculate Your Profit Potential Getting the most profit and operating with the lowest costs are the main priorities for any business owner. Stay educated and informed on your business performance. A company like ATBS can be a great resource to help you calculate and understand your profit potential. ATBS can provide you a monthly Profit & Loss Statement to show fixed and variable costs. They also benchmark your data against others in the industry to help you understand how your business is doing compared to your peers and highlight areas for improvement. Communicate Effectively Your customers should be kept informed of your schedule, especially if there are any changes. Unsafe conditions, mechanical problems, or other factors that can affect timing should be communicated in a forthright and professional manner. Be On Time Making all of your pickups and deliveries on time is important to your customers. A reliable reputation could make or break your business and can always influence the loads offered. Control Costs Monitor fuel usage to get the most reasonable mileage. Take care of your equipment and do regular maintenance and repairs as they arise. This can help prevent major mechanical expenses in the future. Pay Your Taxes As a company driver, your carrier was responsible for paying your taxes. As an owner-operator, you are now responsible for determining the correct amount and sending it to the IRS every quarter. To receive your maximum tax return, accurate records must be kept of estimated tax payments and to prepare your taxes . Having accurate financial records and setting money aside for taxes is an invaluable practice that will alleviate stress come tax season. Be Productive Be aware of the freight schedule and plan accordingly. Just because you can take time off, doesn’t mean you should. So when you schedule your days off, make sure you’re taking your business’ needs into account. It’s important to know what your breakeven miles are to understand how best to manage your time and schedule. Your breakeven mileage is the minimum number of miles you need to run each month to cover your expenses; everything after that number is profit. You do a lot more than drive a truck down the highway. With so many responsibilities, the role of a driver can be complicated and, at times, overwhelming. But once you learn to manage the many different responsibilities of an owner-operator it can be a very enjoyable and rewarding profession.

While both tax relief and bankruptcy can alleviate the burden of debt, they serve different purposes and come with their own set of advantages and disadvantages. Tax relief focuses exclusively on resolving tax debts, whereas bankruptcy addresses a broader range of financial issues, impacting one's overall financial standing. While bankruptcy can include tax debts, it doesn’t always cover them. The decision between seeking tax relief or consulting a bankruptcy attorney to initiate a bankruptcy filing should be made after careful consideration of one's financial situation, the type of bankruptcy applicable, and the nature of the tax debts in question, as well as what other unsecured or secured debts you are carrying. This article aims to explore the nuances of tax relief and bankruptcy, comparing their benefits and limitations. By outlining the decision-making process, we hope to assist you in determining the best path for your unique circumstances. Understanding Tax Relief Tax relief refers to programs and options available to taxpayers who are struggling to pay their tax debts. Getting caught up on taxes includes: Becoming IRS Compliant - Get caught up on prior year tax filings Negotiating with the IRS - Set up a payment plan with the IRS to address outstanding debts Managing IRS Compliance - Stay up to date on payments and filings so you don’t fall behind Advantages of Seeking Tax Relief: Preventing the accrual of additional interest and penalties Avoiding more severe IRS actions like wage garnishments and tax liens Offers potential reductions in the total amount owed through various IRS programs Obtaining tax savings longer term if you cannot afford to pay your debt within collection statutes Disadvantages of Tax Relief: May require disclosing extensive financial information Not all taxpayers qualify for all relief programs Relief options like Offers in Compromise can be difficult to obtain May result in Federal Tax Lien filings depending on how much you owe The goal of tax relief is to not only get caught up on past due taxes but to establish a plan to stay in compliance moving forward. Any missed payments, new balance, or delinquent tax return will default any existing agreement, requiring you to start the process all over again. A further goal of Tax Relief is to be sure your other ordinary and necessary living expenses are not sacrificed in the interest of paying back taxes. This prioritizes leaving your other normal household expenses untouched by a proceeding like bankruptcy and provides targeted support of your tax debts specifically. Overview of Bankruptcy Bankruptcy is a legal process designed for individuals or businesses that cannot meet their financial obligations. It offers relief from debt, often at the cost of assets or future financial flexibility. The two primary types of bankruptcy for individuals are Chapter 7 and Chapter 13. In Chapter 7 bankruptcy, assets are liquidated to pay off debt, offering a fresh financial start, but not everyone qualifies, as it requires passing a means test. Chapter 13 bankruptcy, suited for wage earners with regular income, allows for a reorganization of debts through a payment plan over three to five years. Advantages of Filing for Bankruptcy: Immediate relief from collection activities (e.g., wage garnishments, calls from creditors) Discharge of certain debts Opportunity to rebuild credit over time Disadvantages of Filing for Bankruptcy: Negative impact on credit score Public record of bankruptcy filing, potentially impacting future opportunities for loans or employment Potential loss of property Certain debts like student loans are not discharged Tax Debt is not dischargeable in many cases, depending on the age of the debt People behind on their tax filings may have a more limited impact on their tax debt since any newly filed returns would not qualify for discharge in most cases Bankruptcy can offer a fresh start or restructured repayment, but the implications on credit and personal finance are significant. Consulting with bankruptcy lawyers on eligibility and carefully considering all options is crucial before initiating a bankruptcy petition. Comparing Tax Relief and Bankruptcy Tax relief and bankruptcy are two distinct approaches for dealing with financial difficulties, specifically concerning tax debts as well as other financial obligations. Bankruptcy is a broad legal process that impacts all debts that are owed, while tax relief focuses specifically on resolving tax-related issues. Bankruptcy can damage your credit score and limit future financial opportunities. It also stays on your credit report for several years and can affect your ability to secure loans, mortgages, or even certain job opportunities. Tax relief aims to resolve your tax debts without the severe and lasting consequences of bankruptcy. Bankruptcy may involve liquidating assets or following a court-mandated repayment plan. This process can result in the loss of homes, vehicles, or personal possessions. Tax relief aims to protect your assets while negotiating with the IRS to settle tax debts through manageable repayment plans or other arrangements. While not all assets are salvageable, Tax Relief can often provide options that do not include all loans or assets when calculating the ability to pay. Lastly, working with a tax relief professional, like ATBS’ Tax Resolution Team, is a proactive approach that helps you establish better financial practices and avoid future tax problems. We don’t just help resolve past tax debt but try to set you up with strategies to help you better plan, budget, and manage your future finances. ATBS is truly a one-stop-shop for drivers seeking tax, tax debt, and consulting assistance. Determining the Best Path for You When determining the best path for managing overwhelming debt, it’s crucial to assess your financial situation by examining your debts, personal loans, income taxes, and assets. This assessment helps in choosing between tax relief options and bankruptcy filing. Consider the following factors for personal circumstances: Type of debt - Are you dealing with tax debts, or do you have a mix of debts including credit cards and loans? Amount of debt - How large is your overall debt, and how much of it is tied to taxes? Ability to make monthly payments - Can you afford to repay your debts through a repayment plan? Legal Actions - Are you facing wage garnishments, tax liens, or other collection activities? Whether you're considering tax relief, bankruptcy, or a combination of both, seeking advice from experts is critical. ATBS’ Tax Resolution Team specializes in IRS collections and can guide you through the complexities of tax relief. If bankruptcy is also on the table, we recommend consulting with a bankruptcy attorney to explore all available options. Have questions? We're here to help! Call us at (866) 920-2827 or visit our website at www.atbs.com to learn more about your options.

By Jake Krough Recently, it has become more common to see a female behind the wheel of a big rig. However, there is still a lot of room to grow in this area of the industry. Associations like Women In Trucking are continuing their push to introduce more women to trucking and break some of the norms in an industry that has long been dominated by males. I spoke with long-time Women In Trucking member Linda Caffee and asked her some questions about life on the road for female truck drivers. Linda has been driving as a team with her husband Bob since 2005 but has been driving trucks for many years longer than that. After our conversation, I was left feeling encouraged, knowing that we have women like Linda representing females in the trucking industry. What is life like for female truck drivers? When I first asked Linda about what life is like as a female truck driver she responded with “Awesome”. She went on to explain that women are a viable force in the trucking industry and that the number of women entering the industry continues to grow. Overall, Linda explained that life as a woman truck driver is not that different than life as a male truck driver. This is because the truck and the freight don't care who is driving, as long as it gets to where it needs to go. However, I did learn that women tend to do things a little differently. One of the main differences is that women tend to drive with more finesse, while men tend to drive a bit more aggressively. This is not always true but is a common trend that Linda has noticed. Another thing women do a little differently is talk to each other more compared to men. Women being more vocal is part of what has attributed to the number of women in the industry continuing to grow. Ultimately, Linda explained that it’s all about a woman's attitude and the way they carry themselves that will define what life is like for them on the road. How has the industry changed for female truck drivers? Overall, the trucking industry has become a lot more accepting of female truck drivers. Linda explained that some in the industry used to not be accepting of women truck drivers but now that sentiment is starting to change. Another big change is the way the new trucks are built. Trucks used to not fit people who were too short or too tall, but now they are built to be adjusted for anybody. This used to be a big disadvantage for women to be able to drive a truck. For example, Linda used to carry around a pillow to sit on in order to fit and be comfortable in the truck. Lastly, truck stops now have showers that can be used privately by both women and men. When Linda first started, someone would have to guard the door while a woman would shower. Now, not only are showers private, but they are also more homey and comfortable. Overall, the industry has changed to be more accepting of women drivers and other truckers have been embracing the change. What are the biggest advantages and disadvantages of being a female truck driver? Linda brought up that a lot of women thinking about getting in the industry are scared about being on the road because they might not get to see their family as much. It’s true that you may not be able to attend special family events due to scheduling conflicts, or you may be away from home at a time when your family really needs you. However, in some circumstances, you may be able to see your family more than you would in other professions. Also, truck drivers are almost always available to talk to friends and family on their headset while driving. Another advantage that was previously mentioned is that in terms of the work that needs to be done, there is no distinction between who is driving. When you are choosing a load, nobody knows whether it is a man or woman who is driving, and the pay is the same. The load and the truck don’t discriminate. One of the major disadvantages, according to Linda, is that women may have the tendency to become somewhat of a hermit in the truck. Women may feel more timid and not want to get out of the truck because there aren’t as many other women at truck stops. To combat this, Linda recommends that women truck drivers avoid dark truck stops, stay in lighted roadways, and walk with a purpose. This will help defer potential scare tactics by other drivers. Another way to help be less timid is to stay connected with other women in the industry through social media and other female truck driving groups. This allows you to build a network of women drivers to communicate with while on the road and potentially plan meet-ups to share experiences and support each other. How do you see the landscape changing for female truck drivers in the future? Linda sees the landscape continuing to get better for female truck drivers. The good news is that better trucks and accommodations are already available, which will help continue to bring more women into the industry. If a change towards fewer long-haul loads and more terminal-to-terminal loads takes place, it could be beneficial to woman truck drivers. This would make it more likely for women to do the job because they will have the opportunity to be home more often. Additionally, as women share their positive experiences on social media, it will likely encourage more women to give trucking a try. Every day, there are more ways to network with other women, ask questions, and share experiences. Oftentimes, when a woman learns how to drive a truck, they realize it’s not as hard as it may seem. This will help continue to change the landscape for female truck drivers. What can we do to attract more female drivers? As an industry, the main thing that we can do to attract more female truck drivers is education. This will allow women to realize that there are actually a lot of other women in the industry. Education will also allow females to get up in a truck and realize that trucks have become easier to drive. There are so many safety features now that it almost feels like driving a luxury car. Also, the high visibility inside of the truck makes driving one less intimidating. When you are driving, you can see everything in front of you and it helps you feel more in control with more time to react. Linda feels that she actually has more control over a truck than a car. Lastly, over the years, other drivers have gotten a lot better at sharing the road with truckers. Most of the time, cars treat trucks with respect and know how to drive around a truck. When you turn on your signal, cars are now more likely to give you a chance to get over. A truck has become easier to drive and it is not as intimidating as it once was. Sharing this information with potential women drivers is what will ultimately bring more of them into the industry. -- Much of this information comes from the experiences of Linda Caffee, who is just one of over 200,000 female truck drivers currently on the road. We understand that other women truck drivers will have different experiences and thoughts about the industry. For more information about Linda Caffee, click here .

As a society, it has become less common to have conversations with others face-to-face. This is true for almost everybody, including truckers. Because of this, online forums have become a great place for truck drivers to converse with others in the industry. These forums are commonly used to ask questions, look for answers, discuss industry topics or news, talk about personal interests, etc. If you are looking for a place where you can communicate with other truck drivers, here are five trucking forums that you should follow. Truckers Report  The Truckers Report forum currently has over 243,000 members, 321,000 discussions, and 6,700,000 messages. There are many categories including Good & Bad Trucking Companies, Owner Operators, Trucking Industry, Trucking Tools, etc. The forum allows you to see the title of the most recent post, who made the most recent post, and how long ago the post was made in each category. Many of the categories have new posts made every hour and the forum seems to remain very active.  Trucking Truth TruckingTruth was founded in January 2007 by 15-year trucking veteran, Brett Aquila. Brett created the forum to help people better understand the industry and make the best choices for their career. The forum is neatly organized with straight-forward categories. There is a general forum, a CDL training forum, and a Ladies of Trucking forum. You can also search for discussions based on a certain topic, and look back at some of the most helpful comments made on the forum over the years. Lastly, the forum has help videos where you can learn about the different categories and how to use the different features available when leaving a comment.   Freight Relocators The Freight Reolcators forum currently has over 13,000 members, 35,000 threads, and 530,000 messages. Within each forum, there are sub-forums that discuss topics that are even more specific to what you are looking for. The home page also allows you to see the latest posts across all of the many categories and the latest resources where members discuss different products or services that they are using to help them on the road. Class A Drivers The Class A Drivers forum currently has over 39,000 members, 26,000 threads, and 370,000 posts. The forum’s website lets you know how many users are currently active on the forum and what sub-category they are viewing. This way, you are able to go to an active thread with your comments and receive responses quickly. The sub-categories are given short and concise descriptions so you are easily able to tell what each discussion is about.  ExpeditersOnline.com ExpeditersOnline.com  is the leading expedite trucking website. They have a forum on their website that was established all the way back in 1999. The forum has over 22,000 members, 56,000 threads, and 730,000 messages. The forum allows you to see what's new, what members are on the website, and how long ago a message has been added to a specific thread or topic. If you are looking to get into expediting or are already an expediter, this is the perfect place for you to learn and stay up to date with all things expediting. Trucking Forums: What Should I Look For? These are just a few of the many different trucking forums out there. It’s easy to find other forums online with a quick search. When looking through the different forums, make sure they have active users, are easy to navigate, and that discussion topics are relevant to what you’re looking for. If you keep these things in mind, you will be able to find a forum that is best for you.

We'd all be sitting here naked and hungry! National Truck Driver Appreciation Week 2024 is from September 15th-21st. Truck drivers will be celebrated for the commitments and sacrifices they continuously make to keep our country moving forward. Much of the general public doesn't realize how important truck drivers are in their lives. When we don’t see the processes that our daily necessities and luxuries go through, we can take them for granted. When we go to the grocery store we might see someone stocking a shelf, but we don’t see the truck driver who delivered those supplies. If truck drivers stopped working, the impact on our daily lives and our economy would be truly disastrous. Here are some examples of what the world would look like if it weren't for truck drivers: Imagine the first 24 hours without truck drivers Hospitals would begin running low of basic medical supplies Long lines would begin to form for fuel Mail and package delivery services would stop Within two to three days Grocery stores and restaurants would run out of fresh food Banks and ATMs would run out of cash Service stations would run out of fuel Cities and suburbs would begin to gather piles of uncollected garbage Within one week Lack of fuel would cause motor transportation to cease Lack of fuel would also mean that police, fire, and other rescue vehicles would be unable to provide assistance Hospitals would begin running low on oxygen supplies And finally, within one month Clean water supply would be gone And almost all manufacturers would have to shut down due to lack of components, leaving thousands out of work... This information should help us realize just how important truck drivers truly are. It's important to keep in mind that a truck doesn't deliver anything. It's the truck driver that delivers the much needed inventories and supplies that keeps the world turning. Truck drivers should not just be appreciated this week, but every week, for all of the hard work they do.

Motor Carrier Authority refers to the legal permission granted by the Federal Motor Carrier Safety Administration (FMCSA) to operate as a motor carrier or trucking company in the United States. This authority is necessary for any company or individual planning to transport goods or passengers using commercial motor vehicles across state lines. The process of obtaining motor carrier authority involves completing an application, paying the appropriate fees, and complying with various federal and state regulations. This includes but is not limited to, obtaining a USDOT number, securing insurance, appointing a process agent, and implementing an alcohol testing program. Additionally, motor carriers must undergo compliance reviews and may be subject to safety audits to ensure they are operating safely and in compliance with federal regulations. Having motor carrier authority and receiving an MC number is crucial for companies in the trucking industry as it allows them to legally operate and provide their services to customers. Have questions about getting your own authority? Click here! Who needs MC trucking authority? The entities that require MC trucking authority include motor carriers and freight brokers who transport freight across state lines. Carriers, in this context, refer to companies or individuals that transport goods or passengers for hire using commercial motor vehicles. These carriers must obtain MC trucking authority before operating as common carriers, which means they transport goods for the general public. Freight brokers, often referred to as intermediaries, connect shippers with carriers. They do not personally transport goods, but they help arrange transportation services. Freight brokers must obtain MC trucking authority to engage in this activity. Who does not need MC authority? There are certain circumstances in which carriers or freight brokers are exempt from obtaining MC authority. One such exemption applies to intrastate carriers who exclusively operate within the borders of their own state and do not engage in any interstate transportation. These carriers do not require MC authority as they are solely focused on serving the transportation needs within their state. Another exemption applies to private fleets. These fleets are owned and operated by businesses exclusively for their own goods transportation needs. Since private fleets do not transport goods for the general public, they are not required to obtain MC authority. There are also specific situations where MC authority is not required for carriers. For instance, carriers transporting non-regulated cargo, such as certain exempt commodities, may not need MC authority. Additionally, carriers operating exclusively within a designated commercial zone may be exempt from obtaining MC authority. Is the MC Number and USDOT Number the Same? The MC Number and USDOT Number are not the same, although they are both important for carriers operating in the trucking industry. The USDOT Number is a unique identifier assigned by the Federal Motor Carrier Safety Administration (FMCSA). It is required for all commercial vehicles involved in interstate or intrastate commerce, regardless of the type or size of the vehicle. This number helps track a carrier's safety record and compliance with federal regulations. On the other hand, the MC Number is specific only to carriers involved in interstate operations. Also, brokers require an MC number but do not need a USDOT number. While both the MC Number and USDOT Number serve as identifiers for trucking companies, they aren’t both required for all commercial vehicles. MC Authority Application Process The application process for obtaining operating authority in the motor carrier industry can be a complex and time-consuming task. The entire process can take anywhere from 20 to 60 business days, depending on the specific circumstances. Applying for motor carrier authority requires meeting certain requirements and submitting the necessary documents and fees. To ensure a smooth application process, it is important to follow these steps diligently. Step 1: Create a Business Entity To apply for your MC authority, the FMCSA will consider your cargo type, company type , and more. This is why the first step is to obtain your Employer Identification Number (EIN) from the IRS and establish yourself as an official business entity. Carriers and brokers must also be approved for liability and cargo insurance coverage . This is crucial because, without coverage, you cannot proceed with the FMCSA registration process. Step 2: Apply for Your USDOT and MC Number The Unified Registration System is used to apply for your USDOT and MC Number, replacing several older forms and creating a single online registration system. To obtain your DOT number, proceed to the Unified Registration System portal and follow the instructions. You cannot proceed with your MC authority application until you’ve obtained your DOT number. Once you've obtained your DOT number, you can start your MC authority application. Gather your truck information, including VIN, year, weight, etc., incorporation details, and license plates (if applicable). Keep in mind there is a $300 non-refundable filing fee. Step 3: File BOC-3 Paperwork BOC-3 stands for Blanket of Coverage and is a legal document that designates a process agent in each state where a trucking company operates. This process agent acts as the company's representative for important legal matters and is responsible for accepting legal and court documents on behalf of the company. To file BOC-3 paperwork, you will need to provide the necessary information about your designated process agent, including their name, contact information, and the states where they will be operating on your behalf. It is important to ensure that the process agent is willing and able to fulfill these responsibilities. Step 4: File Your Universal Carrier Registration (UCR) Permit The UCR permit serves as a verification of active insurance coverage. It ensures that your operating authority is up-to-date and valid in the states you operate in. Your MC number and DOT number are required for this step. Luckily you should have already secured liability and cargo insurance by this point in the process. However, this is still an important part of the process. Step 5: Paying the Heavy Vehicle Use Tax (HVUT) HVUT is an annual tax assessed on all heavy vehicles operating on public highways. This tax is essential for maintaining compliance with federal regulations and ensuring the smooth functioning of the trucking industry. To pay HVUT, you will need to file Form 2290 , also known as the Heavy Highway Vehicle Use Tax Return, with the IRS. This form requires you to provide information about your vehicles, such as the VIN (Vehicle Identification Number) and gross weight. The HVUT payment is based on the weight of your vehicle, what cargo you hauled, and how far you hauled it. The funds collected through HVUT are used for various transportation-related purposes, including the maintenance and construction of highways. Remember, paying HVUT is a vital step in maintaining your motor carrier authority and ensuring compliance with federal tax regulations. Also, you cannot register for IRP (International Registration Plan) until you have submitted your form 2290. Step 6: Register for an International Registration Plan (IRP) Carriers must register for an International Registration Plan (IRP), which is an agreement among 48 states and Canada. This allows carriers to register their vehicles in one location and pay apportioned license fees to operate in other jurisdictions. The fees vary based on the amount of time operated in each jurisdiction and can range from $1,500 to $2,000 per vehicle. By registering for IRP and obtaining apportioned plates, your trucking company will have the necessary authorization to operate across multiple jurisdictions. This streamlines the process and ensures compliance with regulations in each state. Step 7: Set Up an International Fuel Tax Agreement (IFTA) Account IFTA is a similar agreement between 48 states and Canada for collecting taxes on fuel use. Quarterly returns must be filed in your home state to remain compliant with IFTA. Other states may require additional permits in addition to an IFTA license. To be certain all regulations are being met, familiarize yourself with the rules of any state you will do business in. Step 8: Enroll in a FMCSA Drug and Alcohol Testing Program Once you have your MC authority, DOT number, and permits, you need to complete one more step. The FMCSA mandates all CDL drivers in your organization to join a drug and alcohol testing program. The FMCSA and USDOT have set rules for testing, substances, and frequency. The FMCSA provides instructions on staying compliant with their drug and alcohol testing requirements. Ready to Set Up Your MC Authority? In conclusion, obtaining MC trucking authority is vital for motor carriers and brokers in the transportation industry. This authority signifies compliance with federal regulations and ensures the safety and integrity of operations. Click here to download our list of industry partners who provide services for truck drivers with their own authority and take advantage of exclusive discounts . It is important to note that maintaining active operating authority and adhering to federal regulations is essential for remaining in business. If you have additional questions about getting your own operating authority or need help with the process, click here !

The days are longer and the temperatures are warmer – so it must be spring. For many of us, that means it’s time for some spring cleaning. But why stop with sprucing up your living space? This year, consider extending the “spring cleaning” concept to your finances as well. How can you tidy your finances? Here are some suggestions: “De-clutter” your portfolio As you go through your home during your spring cleaning rounds, you may notice that you've acquired a lot of duplicate objects – do you really need five mops? – or at least some things you can no longer use, like a computer that hasn’t worked for years. You can create some valuable space by getting rid of these items. And the same principle can apply to your investment portfolio, because over the years you may well have acquired duplicate investments that aren’t really helping you move toward your goals. You may also own some investments, which, while initially fitting into your overall strategy, no longer do so. You could be better off by selling your “redundant” investments and using the proceeds to purchase new ones that will provide more value. Get organized During your spring cleaning, one of your key goals may be to get organized. So you might want to rearrange the tools in your garage or establish a new filing system in your home office. Proper organization is also important to investors – and it goes beyond having your brokerage statements in nice neat piles. For example, you may have established IRAs with different financial services companies. By moving them to one provider, you may save some fees and reduce your paperwork, but, more important, you may find that such a move actually helps you better manage your investments. You’ll know exactly where your money is going, and it could be easier to follow a single investment strategy. Also, with all your IRAs in one place, it will be much easier for you to manage the required minimum distributions you must start taking when you turn 70-1/2. (These distributions are not required for Roth IRAs.) Protect your family’s financial future When cleaning up this spring, you may notice areas of concern around protecting your home – perhaps there’s a crack in your window, or your fence is damaged or part of your chimney is crumbling. Your financial independence – and that of your family – also needs protection. Is your life insurance sufficient to pay for your mortgage, college for your kids, and perhaps some retirement funds for your spouse? Do you have disability insurance that can provide you with some income if you become ill or injured and can’t work for a while? Have you considered the high costs of long-term care, such as an extended nursing home stay? A financial professional can help you determine if your insurance coverage is adequate for all these needs and if you're paying too much. Look for recurring expenses Each year it seems like most of us are always signing up for at least one subscription based service. Log in to your bank account and browse through your statement. Do you see any recurring expenses that you no longer have a need for? If you do, then make sure you cancel them because that is money right back in your pocket. Knock out your debt If you have found yourself struggling with debt, then now is the perfect time to start working towards eliminating it. If you need a little help getting started with the process, take a look at The Avalanche Method . With this, you will prioritize your debts by their interest rate. Start by paying off the debt that has the highest rate and then move on to the next highest debt until you are debt-free. Another popular method is The Snowball Method , where you will start with the debt with the lowest balance and move on to the next highest balance until everything is paid off. Start your tax planning for next year Don’t wait until the end of the year to start planning for next year’s taxes. If you are a company driver that receives a W-2 make sure that your W-4 form is up to date. If you get married or have kids then your allowances will have changed. This is also a good time to start making charitable donations, which will help lower your taxable income. Consider putting these spring cleaning suggestions to work. They may help you keep your financial house in good shape for all the seasons yet to arrive. This article was written by Edward Jones for use by Greg Hall, Financial Advisor with Edward Jones. He can be contacted via email at greg.hall@edwardjones.com or via phone at 303-985-0045.

Constructing a personalized profit plan is one of the most important things that an owner-operator can do. This is your roadmap to financial success. A profit plan consists of two main items: revenue, and expenses. When determining revenue for a client, we run through quite a few different pieces of information that help give us a complete picture. We start by determining the number of miles a client thinks they will run on any given month. We then use their rate per mile to give us a good starting point. Other factors like fuel surcharge and miscellaneous pay will allow us to determine total revenue. Once we have determined the kind of revenue your business expects to make, it’s time to talk about the expenses you will encounter. Things like your truck payment, truck insurance , licenses, permits, and FHUT are all fixed expenses. These are things that you pay for whether or not your truck is running. In addition to fixed expenses, there are also variable expenses that can fluctuate from month to month. Things like fuel, maintenance, and fuel taxes are all examples of variable expenses.  Once we have helped you put together your profit plan, you will know exactly how many miles you need to run each month in order to break even. Once you hit your break-even point, from there it’s all profit in your pocket. It’s a good idea to review this profit plan several times throughout the year to see how you’re doing and make sure your numbers haven't changed. Are you making enough money to pay your quarterly tax estimates? Have you saved enough for that vacation you’ve been planning? Are you running the miles you thought you would? All of these are questions you should be asking yourself on a regular basis. If you haven’t created a profit plan for your business yet, call ATBS to get started. Your assigned business consultant will walk you through all the things that help make up your monthly revenue and expenses and guide you to higher profitability.